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What is required to be a member of MSMA’s Property & Casualty Trust?
A school system must be an MSMA member in good standing. To learn more contact Anita Folckemer at (207) 626-5445 or by email at firstname.lastname@example.org.
What is an exclusion?
A provision of an insurance policy referring to hazards, perils, circumstances, or property not covered by the policy. Exclusions are usually contained in the coverage form or causes of loss form used to construct the insurance policy. MSMA P&C Trust has seven exclusions, minimal in comparison to the traditional insurance form.
Who is covered?
The named member, any present or former trustee, elected or appointed member of the School Board, or administrator.
What is the policy period?
July 1 through June 30 of each year.
What is my deductible/limit?
All members of the Trust have the same limits and most P&C Trust members have a $500 property deductible, a $1,000 deductible for both boiler and machinery and crime. School board legal liability deductibles vary per member. To confirm deductibles and limits per line of coverage, contact Anita Folckemer at (207) 626-5445 or by email email@example.com.
How do I file a claim?
Claims are reported by completing a “First Report” and filing with the P&C Trust’s Third Party Administrator, York Risk Services Group by email 5126MSMA@yorkrsg.com.
Risk Management/Risk Control – What is it?
MSMA P&C Trust offers an effective and convenient training platforms available FREE to its members through MSMA’s partner Target Solutions.
An effective Risk Control and Risk Management program aids in reducing the frequency or severity of potential losses, thus keeping program costs down. It recommends measures to ensure a safe work place, provides safety training for employees, and assesses appropriate risk control measures to protect employees, students and school’s assets.
How do I add/remove coverage for building/vehicle?
To remove and/or add a vehicle/s provide the four following items to the P&C Trust.
To remove and/or add a building please provide the