Workers' Comp

MSMA Workers' Compensation Trust Fund

Founded in 1990, the Maine School Management Association Workers' Compensation Trust Fund ( MSMA-WCTF ) provides a comprehensive workers' compensation program for schools. The Trust Fund was established to meet the workers' compensation statutory obligation for payments to injured workers. The Fund operates on a sound actuarial basis with contribution rates for each participating member established by recommendation of the Fund actuary and vote of the Board of Trustees. As a self-insured group program, the MSMA-WCTF must receive annual authorization from the State of Maine Bureau of Insurance to operate in the State.

The MSMA-WCTF has three purposes:

to provide an actuarially sound method of self-insurance for workers' compensation costs to be incurred by school units;
to assist school units in developing and implementing personnel practices that will incorporate loss control provisions to minimize workers' compensation liability;
and to act as the representative of the school units before the Bureau of Insurance, the Maine Workers' Compensation Board, other applicable agencies and the courts regarding workers' compensation claims , rules, regulations and other matters pertaining to workers' compensation.

Seven trustees who are elected by the membership govern the Trust Fund. Maine School Management provides daily administration of the Trust Fund. Membership in the Trust Fund is open to all public school units in the State who maintain membership in the Maine School Boards Association.

Designed especially to meet the current and future needs of Maine schools, the MSMA-WCTF provides membership benefits not available from the conventional insurance marketplace. The funding formula used supports the following services that will have immediate impact for members:

Individual property inspections and recommendations
Training for employees of individual units
Regional safety & loss control activities
Interactive television network presentations
Employee claims consultations

To learn more about the MSMA-WCTF and how your school unit will benefit, call or e-mail Wendy Douglas at:

Maine School Management Association
Workers' Compensation Trust Fund
49 Community Drive
Augusta, Me. 04333-9405
Tel. 622-3473 or 1-800-660-8484